Cheapest Braces For Your Child

The Bad News – Your Child Needs Braces 

So you take your child for their 6-month dental check up and you meet with the dentist expecting to hear the typical speech about flossing and brushing but instead the dentist tells you it’s time for your child to get braces.

You hear braces and you can only think about the high cost — “I don’t have thousands of extra dollars in my budget to pay for braces … I don’t even have dental insurance” but the the dentist is starring at you asking when to schedule the appointment with his favorite orthodontist.

Braces Cost How Much?
So you get online that night to research the cost of braces and find out that the average is $5,000 dollars.

After the shock wears off you try to find a good dental insurance plan for braces. You find out that most insurance plans require that you wait 3 months after you join (while paying high premiums) before you’re eligible to have them pay only 20 percent and then you get stuck paying 80 percent plus high premiums and co-pays.

After hours of searching and talking to everyone you know, you come to the conclusion that you can’t afford braces if you have to pay $5,000 for braces.

Get a Low Cost Dental Plan for Braces – It’s Not Costly Dental Insurance
The Careington Discount Dental Plan is simple and easy to use. It’s a low cost discount plan so you know exactly what you will pay for procedures. Unlike dental insurance, you don’t have confusing schedules, paperwork, deductibles, co-pays and limits. You can join at www.PortresGroup.CareDP.com.

Know the Cost Up Front
The Careington Discount Dental Plan is one of the very few plans that lists their discounts for dental procedures so you know upfront the cost before you go to the dentist. In less than five minutes you can review how many dentists are in your area and see their price schedule for your zip code and sign up. As soon as you receive your email confirmation, you’ll get your ID number.

You can then start using your plan immediately … simply use their provider search feature to find a dentist, give them your ID number and schedule your appointment … and, most importantly, know before you sit in the chair what it will cost you –  it really is that easy!

Use Instantly & As Much as You Want
As soon as you join online, you’re eligible to use Careington’s discounted rates. Most dental insurance plans, require you to wait 6 to 24 months before you are eligible for their orthodontic benefits. We compared Careington Discount Plan with insurance plans like Aetna, Met Life, Delta or Blue Cross Blue Shield you get better overall savings with Careington Dental Plan for braces. Learn more here – Careington Dental Plan…

Reviewing Federal Dental Insurance Plans

It’s 2012 Health Benefits Open Season for Federal Employees
That means it’s that time of year when you can change your health benefits, including federal dental insurance from November 8, 2011 to December 12, 2011.

Reviewing Federal Dental Insurance Benefits Can be Confusing

 Most Federal employees find Open Season overwhelming. Trying to compare insurance plans can be confusing and time consuming. Employees can choose from:
  • Met Life Federal Dental Plan
  • GEHA Federal Dental Plan
  • Humana Federal Dental Plan
  • Aetna Federal Dental Plan
  • United Concordia Federal Dental Plan
  • Blue Cross Blue Shield Federal Dental Plan
  • Triple S Salud, Inc.Federal Dental Plan
  • Group Health, Inc.Federal Dental Plan

Federal Employee Dental Insurance Costs Expected to Rise Again
According to the Office of Personnel Management, premiums for dental insurance will rise 3.8 percent and will average $15.33 per pay period for an individual, $30.06 for self plus one and $43.85 for family plans. Vision insurance will go up 3 percent, costing individuals an average of $4.78 per pay period, self plus one enrollees $9.55 and family users $14.11. Dental premiums increased 4.2 percent and vision 2.4 percent in 2010. This year, costs are expected to rise again. Compare for yourself – OPM Dental Plan Premiums

Federal Employee Dental Benefits – Not a Good Value
Simple analysis shows that after adding premiums, factoring that most plans only pay up to 50% of procedures like crowns and root canals, discount plans are much more economical.

Careington Dental Plan – Simple & Affordable Alternative to Federal  Dental Insurance
The Careington Dental Plan is an excellent alternative to costly and complex Federal dental insurance. The Careington Dental Plan is not insurance … it’s a simple to use discount plan that cost a fraction of the monthly premium of Federal dental plan while typically providing you better overall savings on most dental procedures annually for you and your family.

Families and Companies are Saving More Money with Dental Discount Plans
Research shows that everyday, more families and businesses are making the switch from costly and confusing traditional insurance to simple to use discount dental plans – it’s typically more cost efficient, gives you more choices and saves you more money instantly.